How To Make The Internal Check Effective On Business Sales?

How To Make The Internal Check Effective On Business Sales?

A lot of fraud play incidents have been registered during sales. This can be during sales at the counter, via third parties or even sales carried out via mail order. Strict measures or internal check within a company should be employed to check these false business sales. Learn more about it here.

Practices that can be exercised to make effective sales directly at the counter includes

  • Issuing of differently printed cash memos at each counter with a single dedicated salesman in charge. Again, he must be ordered to fill the sales sheet along with the cash transactions. The point behind this scene is that the summary of cash sales must balance with those cash memos issued by him.


  • Further, if the cash memos are provided with an additional carbon copy, there will be scope for double checking at the instant itself.


  • Another way to prevent the fraud situation is by asking the salesman to only issue the cash memos and in reality, the cash is received on another counter or the cash counter by producing all the cash memos issued by the salesman from the previous counter.


Additionally, if a source of three cash memos are issued to the respective customer and are asked to present these memos at the cash counter for forwarding payment transactions, then the cashier can himself recheck the rates and quantity. Further, the cashier can stamp the business logo or even the cash paid to sign on all the three copies of the purchase bill.


Finally, the cashier can keep a single memo and hand over other two to the respective customer and can further proceed to the goods collecting counter. Here also, the one from those memos are taken back and the other copy is provided to the customer along with his purchased goods.


Thus, this could be the most successful checking process which includes the salesman, the cashier, and the gatekeeper. Lastly, all these memos are to be given to the business manager and he further tallies and certifies the transaction records.

Measures that can be taken if the case include the postal sales

  • Immediate noting down of all the sales made by post should be strictly advised. This includes registering of any goods returned also.
  • All the transaction details including the order made with advance should be registered in the account book and the money collected should be directly deposited in the bank.
  • All the mail and transaction entries should be properly evaluated by a responsible official and should be responded with regards by a dedicated officer.

 How to keep the Digital Wallets safe?


The most important saving for any individual is how the safety of their valuables in a locker, bank or at the safe haven of their homes, however with more hackers, phishing scams, skimming the electronic cards there arises the need for digital hygiene and safety with optimum risk management whether it is an individual or for an enterprise. The source of the problem arises when users are slightly casual in disclosing their used password and encrypted keys amidst strangers who could just be hackers on the prowl.

A year back there was a lot of Chaos on the digital wallets being hacked and investors could just not see their coins in their wallets which just disappeared. The Crypto shuffler Trojan which silently copied the set of keys which were typed and transfers them into its malicious wallet while a payment transaction goes through, without the user’s being aware the coins are siphoned off by the crooks.

How to keep them safe?

  • avoid transactions through unsafe networks which could be a possible haven for hackers
  • safeguarding the assets with the use of good malware scanner which can detect any kind of digital intrusion
  • support and help newcomers in the digital space to ensure they understand the safety aspect
  • the wallet seed is important, losing them would precariously put the locker safety exposing it for being wiped off
  • keeping huge amounts initially in the digital locker could be unsafe, first understand the basics of the digital wallet security and then go on to save more in them

Whatever be the case, the chances of malware running in any other system which could just get copied to the user system is matter of a stream of virtual data, hence protecting the cryptic code, the wallets the key codes and keeping track of the coin movements when trading aggressively is important, the passcodes should be avoided to be shared with the broker in case of trading online in the software platform like QProfit System where the manual trading or the robotic trading is done on a continuous basis round the clock. After all with all the security features in place the medium of exchange of transactions there could a lapse in the internal security systems of the enterprise or organization which are heavily trading in the digital currency and internal compromise of data, information and tokens could be another way for the coins to be swiped off.



Mutual Funds That Fits All Needs

Mutual Funds That Fits All Needs

It doesn’t matter what kind of an investment plan you want, there is a mutual fund for anyone and everyone out there. However, it is important to know that with every mutual fund comes its own risks and benefits and rewards and understanding that every type has a different kind is very essential. In brief, we can say that if the returns are potentially high, the risk of loss is also potentially high. Review of this software will explain potential profits and losses. Even though the level of risks may vary, every fund definitely has some sort of risk, it might be high or low. Even if you make use of the ‘money market funds’ it is not possible to diversify the risks and it is a fact that every investor should understand. Every mutual fund has its own objective that if of predetermined investment type which caters the following:

  • The strategies for investing
  • Investing regions
  • Fund’s assets

There are three types of mutual funds that we can say have the level that is very basic and they are as follows:

  • Equity funds: Investment made on stocks
  • Fixed-income funds: Investments made on bonds
  • Balanced funds: Investments made on both stocks as well as bonds

Majority of mutual funds are permutations and combinations of the above mentioned three classes of assets and some of them are described below:

Money Market Funds

The money market is nothing but the place where financial instruments are traded whose maturity is a very short period and will give more liquidity. Typically the maturities range from overnight to within a year, which is used as a means to borrow and lend in short-term.

This type of fund is consisting of government Treasury bills which are risk-free and short-term debt monetary contracts. Since it the risk involved is less, this is a good place to keep all your cash. However, your principal amount is quite safe in this fund, it will not get you any considerable returns. Typically the returns got from this is slightly more than the returns you would get in normal checking and savings account and slightly less than you could earn on an average certificate of deposit. When there was a financial crisis in the year 2008, even the money market funds faced a loss even though it invests in extremely safe assets. It faced loss when the price of the money market funds dropped to less than its level which is fixed at $1 and ‘broke the buck’.

Different Genre Of Funds

Different Genre Of Funds

Income Funds: The name itself describes what these funds are for, it offers income that is currently got in a steady manner. The investment of income funds is mainly done in government and corporate debt that is of top quality and the bonds are held until they are mature so that it can offer streams of the rate of interest. The holding of funds may treasure the value, the main objective of income funds is to produce a stable flow of cash to the people who have invested in this. Mostly retired people and conventional investors are the people who invest in this type of funds since they will provide uniform income but the investors who are conscious of tax will try to avoid income funds.

Bond Funds: The trading and investing of different type of bonds are actively done in bond funds. There is often active management of bond funds and investors seek to purchase comparatively understated bonds so that they can sell them later on for a profit. When compared to the certificate of deposit and money market investment, this mutual fund most likely gives high returns, but it comes with risks. The bond funds will vary substantially since there is a lot of variety of bonds and it depends on where it has been invested. For instance, a bond fund that has been invested in government assets will be less risky when compared to funds that specialize in high-yield junk bonds. Moreover, almost all the bond funds are subjected to a rate of interest risk, meaning, if there is an increase in the rate, the value of the fund will decrease. Go through the review of this software which has risk involved too.

Balanced Funds: The main objective of balanced funds is to offer a balanced blend of all the three things that are:

  1. Safety
  2. Income
  3. Capital appreciation

Balanced funds make use of the strategy of finding a portfolio that has fixed income and equity both and invest in such a portfolio. Typically the percentage of a balanced fund is divided into equity of 60% and fixed income of 40%. The percentage divided is sometimes restricted to a defined maximum and minimum for every class of securities. This restriction is done in case the values of the stock goes higher than the bonds, the portfolio will be balanced back to 60/40 automatically by the portfolio manager. An asset allocation fund is another similar type of fund whose objectives are identical to that of a balanced fund.



Understanding the traditional and online trading

In the current scenario where everyone is busy with their life and work, everything can be accessed online and that too instantly. It is a bonus for the trader. After all, everyone wants to make money faster. There are still few people who prefer the old traditional method of trading, while the new generation prefers the comfort of online trading.  Let us look at the major differences between the online and traditional method of trading.

Difference between the online and traditional method of trading

The first and the major difference is the way in which the order is placed. In case online trading, the investors or the traders can immediately place the trade order instantly with the help of the online account.  The online trading platform can be accessed by this online account. The trading platforms are hosted by online brokerage firms.  In the conventional method, the trader has to get in touch with the broker through the phone or meet in person in order to set up the account. It takes time for the transactions to be carried out.  While you deal with the cryptocurrency, the best software to use is crypto VIP club and you can read this review here to know more about it.  It is user-friendly and most convenient to use.

The second difference between the both is that the ease with which the various information can be accessed.  In the case of online trading, the trader has vast information is available at his fingertips and all can be accessed with just a click of a button. The market data, price trends all are available at the trader’s disposal.  On the other hand, the traders who use the traditional method will get their information from the sources like journals, television programs or newspapers. Also, it could be from their personal broker.  Other than from the broker, the information you gain from other sources will not be up-to-date whereas in online, the information gets updated every second.  The information from the broker will also be not so reliable.

The third major difference between the both is the cost factor. In the online method, the brokerage charges very nominal fee and some of the software’s even come free of charge.  Whereas, the personal broker in traditional method will charge you a huge sum. In order to make a profit out of trading, you will have to invest quite a lot of money.



Contract For Difference Can Be Your Lucky Charm

Just as the name indicates, Contract for Difference or CFD involves the exchange of the difference in the value of an underlying asset or any financial element in the specified time interval. The start of the time is when the contract opens and the end is the time when it is closed. You are actually trading by speculating on the tentative rise or fall in the prices of assets like currencies, commodities, indices, shares, treasuries etc. This form of derivative trading is gaining more admirers since stock trading carries with it a lot of risks while CFD ensures better returns on the capital invested.

In the regular trading market, when you get a profit, it can be of very high value and when you lose, it may even push you into debt. This extremity is reduced in CFD, and you have more flexibility in choosing the contract to be exchanged. Read further to find helpful resources in understanding more about CFD.

A simple example

You are eyeing the shares of a particular asset being traded in the market and you want to purchase 10000 shares of the same. In CFD, you do not really purchase the physical asset, but instead buy certain units of it with a contract. Once the contract opens, you can speculate on whether the price of the particular asset will go up or down and carry out either short (sell) or long (buy) on the units.

There are some benefits of trading on this contract rather than a physical asset:

  • You are having a more flexible trading medium, with minimum risk. Sell or buy anytime and rely on speculations.
  • Anytime, you can use this contract for hedging an existing share.
  • While taking the service of a stockbroker, you need to pay only lesser commissions and comparatively marginal deposits. For example, if the stock trading brokerage is as high as 50%, with CFD you have to pay only 2% commission.
  • Contracts without an expiry date are also available in the market that reduces your investment even further.
  • Bigger trading markets are opened for CFD trading with a single account. With a single platform you can become active in multiple global markets and you do not pay any additional investment for it.
  • There are no trading time limitations. You are not restricted to trade only during the daytime because you are not actually trading on any assets, but only on their performance.
  • No tight rules and regulations like that in physical stock trading.

Like in every other form of trading, overconfidence and greed can create havoc here too, hence it is advisable to trade with your senses and logic on and proceed where you actually bank on.


The Da Vinci Code contains many word plays that add fun and mystery to its plot; the twists made with Sangreal are clever but inaccurate (46, 160). Supposedly, the French word for “Holy Grail” is derived from the ancient words sang real, translated to mean “royal blood” (250). However, legends about the existence of a grail did not originate until the medieval stories of Arthur and his knights were created; in these works the term was Sankgreall, and the term “grail” comes from the Latin gradale, which means “platter.”

The holy grail is an architectural motif which has got a special mention in medieval cultural works of France, each tradition describes it in a different way. It is a cup or dish which is used to bring happiness, eternal youth or sustenance in infinite abundance. This term “holy grail” is used to denote an object or goal sought after because of its significance.Scholars have speculated on the origins of the holy grail which says it contains elements from the Celtic mythology.

This blog deals with the cultural aspects of the holy grail and its significance in the ancient Christian culture. This is thought of as the last cup of Jesus, and he drank from it during the Last Supper. And the same cup was used to collect Jesus’s blood at the time of the crucifixion. But why has the Holy Grail considered very important from ancient culture and tradition?

It is a subject of a lot of mysteries and myths which confuses scholars from distinguishing it from facts or fiction. Much literary fictions show the grail to be possessing miraculous features and healing powers. The quest for this Holy grail was first found in the written work in an old French romantic novel.Later on, its Christian significance was mentioned in many poems of that era.

In Chretien’s poem Perceval(from 1170), the grail was thought of as a flat dish, not a chalice. (The literal translation of “royal blood” into French would be le sang royal, which, as a native of France, the fictional Sophie would know.) On the “Sangreal” documents Dan Brown references (256), see hidden documents; purist documents; see also Holy Blood, Holy Grail; Holy Grail; Knights Templar.

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Every country has an organised and mandatory fund known as the Prevention and Public Health fund kept aside for creating the potential of the healthiest population. According to the current records and analysis, only 3.5 percent of our health care expenditure is directed on prevention and public health whereas 74.5 percent of these contribute to preventable conditions. To tackle this issue, the Affordable Health Act took the most important decision regarding issuing this particular compulsory fund.


Abide by this act, the fund ensures to provide and organize events related to improving the health conditions and help to directly check on the growth rate of health care expense in both private and public sectors. Moreover, they conduct programmes at the local, state and federal levels and thereby help the respective governments to any kind of public threats and outbreaks. Additionally, they also engage in funding measures that take up fighting against obesity, curb the use of tobacco that leads to cancer, and stop the alcohol that creates hazardous illusions. They also grant the access to preventive care services.


The money allotted to the funding scheme is around $1.5 billion of which nearly $790 million was transacted to the centres for disease control and prevention related to heart ailments, diabetes and more like critical ones. The remaining funds were provided to the mental health care service centres.


So whatever amount you invest in uplifting public health, all of it goes for the well-being of your beloved beings.


How Does the Crypto Mining Tool Work?

This crypto robot’s computer algorithm was programmed in such a way as to successfully search for and find profitable crypto exchange mining opportunities. It then executes financially fruitful operations and all of the earned sums go into the trading account of the user.

Canonical Gospels or Other Gospels: What’s the Difference?

One of the biggest misconceptions in all the discussion and hype about The Da Vinci Code is that a large number of “gospels” were written by the immediate followers of Jesus with a view towards inclusion in a Christian scriptures. Dan Brown’s evangelist, Sir Leigh Teabing, informs the wide-eyed Sophie:

“As a descendent of the lines [sic] of King Solomon and King David, Jesus possessed a rightful claim to the throne of the King [sic] of the Jews. Understandably, his life was recorded by thousands of followers across the land. … More than eightygospels were considered for the New Testament, and yet only a relative few were chosen for inclusion — Matthew, Mark, Luke, and John among them (The Da Vinci Code, 231).”

Several pages later, the sermon continues:

“Fortunately for historians,” Teabing said, “some of the gospels that Constantine attempted to eradicate managed to survive. The Dead Sea scrolls were found in the 1950s hidden in a cave near Qumran in the Judean desert. And, of course, the Coptic Scrolls in 1945 at Nag Hammadi. In addition to telling the true Grail story, these documents speak of Christ’s ministry in very human terms….”

These wildly unrealistic claims were edited out of the movie—apparently, director Ron Howard had a bigger research budget than author Dan Brown—, but the historical and conceptual assumptions underlying them still frame the movie version.

Virtually every assertion in the quotations above is problematic in some way:

  • The Dead Sea Scrolls do not contain “gospel” material, though there was some speculation about this in the early years after their publication.
  • The Nag Hammadi “gospels” (if they can indeed be called that, see below) do not speak of Christ’s ministry “in very human terms.” For them, Jesus was a Revealer from the heavenly realm who was never human but only appeared so.
  •  “More than eighty” appears to be an number drawn out of a hat—it bears no discernible relationship to the standard scholarly lists of early gospels.
  • Matthew, Mark, Luke, and John were not “among” the gospels “chosen for inclusion,” they were the gospels chosen for inclusion.
  • And the choice concerning the gospels was not a decision made by politically powerful men on one occasion in the fourth century, but the result of countless decisions made by many Christian communities both inside and outside the Roman Empire—decisions which collectively spelled the canonical uniqueness of the of Matthew, Mark, Luke, and John by the first decade of the third century, when Christians were still a powerless, persecuted minority in the Mediterranean basin.
  • Finally, if Teabing’s characterization of Jesus were at all accurate—a mere mortal married to Mary Magdalene prior to his crucifixion—it is not at all “understandable” why “thousands across the land” would have cared to record his life. Historical sources from the period are clear: a crucified man, not matter how vocal his claims and well know his Davidic pedigree, could only be considered a false Messiah. This comment shows that while Dan Brown may have mastered the modern-day thriller, he lacks the historical and religious sensibilities to understand the social-cultural context of first-century Palestine.

Perhaps one of the fundamental misunderstandings undergirding Dan Brown’s thesis is the notion that any book which purports to relate something about Jesus deserves to be called the a “gospel.” Advocates of this notion fail to read ancient documents as literary wholes and thereby, in the very act of quoting them, flatten out what is noteworthy and distinctive of each. In point of fact, there is a wide variety in the known “gospel” material.

The canonical gospels, on the one hand, share some distinctive traits:

  1. They show very little interest in the biographical details of Jesus’ life. Apart from dissimilar accounts of his birth and a brief story, related by Luke, concerning Jesus’ coming-of-age, the canonical gospels focus on Jesus’ public career, which could not have comprised much more than the last three years of his life.
  2. Remarkably, within that focus, the canonical gospels give inordinate attention to the last week of Jesus’ life, especially his crucifixion, burial and bodily resurrection. The Gospel of Mark, for example, devotes 40% of its presentation to this kind of material, what scholars called the “Passion Narrative.” This fact is all the more striking given that Mark contains only a brief account of the resurrection. Similarly, the Gospel of John reserves nine of its 21 chapters for his version of the passion narrative. Matthew and Luke are similarly weighted toward the death and resurrection of Jesus, though they devote a significant percentage of their space to Jesus’ teaching.
  3. The canonical gospels agree that Jesus really was a man who experienced hunger, thirst, exhaustion, and disappointment as he walked the roads of Palestine with his disciples (which did include a number of women). They also acknowledge that he was crucified and buried.
  4. But each canonical gospel in its own way insists that Jesus was, mysteriously, more than a man: he did startling miracles, possessed uncanny insight, and claimed and evinced a unique relationship with the God of Abraham, Isaac, Jacob, and Moses. Moreover, they all insist he was raised bodily from the grave to a new kind of life.
  5. Finally, the canonical gospels describe Jesus as a real historical figure within a specific historical context. According to their testimony, Jesus was a Jew who lived his entire life in Palestine, whose final and public years were characterized by an intensifying disagreement with Jewish leaders over the meaning of the Jewish scriptures, the best way to understand and do God’s will, and the proper definition of the people of God. This disagreement, they agree, finally led to the execution of Jesus at the hands of Roman authorities.

Taking all this together and keeping in mind their evident differences, the canonical gospels are appropriately defined as early Christian works that seek to present the significance and meaning of the death and resurrection of Jesus by placing them in their proper religious-historical context, which includes, of course, the events of Jesus’ public career. The same theory could be read in many blogs while you search online. While you are at, you could also visit the official website of bitcoin code to conduct online trading of cryptocurrenices. It is the best way to make money without much effort. Click here now to learn more about bitcoin code. Now back to the gospels. The canonical gospels presuppose a situation in which public facts about Jesus pose a problem or impediment to faith. For these gospels, the crucified and resurrected Jesus was certainly the culmination of the Jewish story and the key to all history; but just as certainly for them, the truth and precise significance of this claim were still live issues within the communities for whom they were written.

By this set of shared traits, very few of the other “gospels” even qualify as gospels. This is particularly true of the so-called “Gnostic Gospels” which comprise the only ancient sources Teabing bothers to cite in support of his conspiracy theory. In comparison to the canonical gospels, these gospels have a timeless, ahistorical, and almost disembodied character to them. Their Jesus has no racial identity, engages in no public debates, and indeed occupies no historical space at all. This Jesus not only did not die on a Roman cross and subsequently rise again, but could not have done so, since his very mission was to propound secretly to a small circle of disciples the unreality of what we take to be human life and death. Far from embracing a role in the Jewish story about God, creation, and Abraham and Sarah’s children, the gnostic Jesus purports to expose all these as illusions conjured by a creator-god—a god intent on keeping a select few from transcending the material world of variation and change, of sex and procreation. These gospels, then, are far removed from the issues and controversies that would have arisen from a Jesus Christ situated in the story of Israel and the Jews.

It is one of the great ironies of Dan Brown’s account is that he profoundly misreads the very sources he cites to anchor his case concerning Jesus and Mary MagdaleneThe Gospel of Mary does indeed speak of Jesus’ relationship with Mary—she is made the sole vehicle of secret revelations—, but this implies no affirmation of her femininity, much less of physical sex and procreation. Rather Mary is made to say, “Let us praise his greatness, for he has prepared us and made us into men.” Mary is made an apostle of androgyny, not a lover and mother. The Gospel of Philip, sharing the same gnostic framework, gives advice that Brown fails to heed: “The truth did not come naked into the world, but came in types and images.” The special affection between Jesus and Mary, sealed indeed with kisses, is hardly to be taken literally, the gospel writer would insist; it is rather to be taken symbolically of the spirit’s embrace of incorporeal transcendence. If Brown ignores and denigrates the canonical gospels, he completely fails to understand the gnostic ones.

Of course, neither Brown’s faulty reading nor the striking differences between the canonical gospels and other gospels settles the issue of truth. But it does help us make an informed judgment as to which is more likely to be the original or primary and which the derivative or secondary. For when we go back to the earliest uncontested documents of the Christian movement, the letters written by Paul of Tarsus no more than thirty years after Jesus’ death, we find a conception of Jesus that fits with that of the canonical gospels, though not in a slavish or contrived way. Paul’s Jesus was also born of a Jewish woman, a descendant of Abraham and of David, and an authoritative teacher in tension with more mainstream Jewish authorities.

But supremely, for Paul, Jesus was one who had been crucified and raised from the dead. The first biographical item Paul acknowledged to be a scandal to Jews and foolishness to everyone else, but he did not soft-pedal it and move it to the background; he insisted that it displayed the very power and wisdom of Abraham’s God in dealing once-for-all with the brokenness of human existence. The second item, for Paul, revealed the man Jesus to be the eternal son of God, destined to confirm all the promises made to Abraham and to redeem all of creation.

The canonical gospels, then, belong to Paul’s world, they easily reflect the concerns, perceptions, and controversies of the first generation of Christians as they grappled with the figure of Jesus. Dan Brown’s gospels tell us little about how Jesus was remembered by the earliest circle of followers but they do give us a valuable window into a later and very different set of concerns. But here is the rub, neither set of gospels agrees with Brown hypothesis about the Holy Grail. In spite of their vast differences, on that issue all ancient “gospels” agree.

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